Financial diagnosis engine

Maximize what you control. Be deliberate about what you don't.

Your financial security depends most on the levers in your hands — how much you save, what you spend, how you prepare. MAXG2 shows you exactly where you stand, focuses your energy on what you can actually change, and helps you build a plan that doesn't need everything to go right.

$15/mo flat — no tiers No commissions, nothing sold Every figure computed, not guessed Your data, never sold
Sample diagnosis

What an objective financial answer looks like.

Here's a representative diagnosis output — an illustration of what you'd see, using example figures, not a real member's data.

Financial diagnosis · sample
Q2 2026
Monthly cash flow
MayJunJulAugSepOctNovDecJanFebMarApr
Highest-leverage move
Eliminate the 21.99% APR credit card balance. Redirecting $120/mo from minimums to principal pays it off in 14 months and recovers $2,340 in interest.
Vital signs
Savings rate34.9%
Monthly cash flow+$1,240
Liquid runway3.3 mo
Retirement funded82%
Where your gap comes from
Structural 62%
Flexible 38%
How it’s different

Most apps show you your money. This one tells you what to do about it.

Budgeting apps and net-worth trackers are good at one thing: showing your data back to you, then leaving the interpreting to you. MAXG2 does the interpreting. Here’s the same financial picture, seen both ways.

The output
Budgeting & aggregation tools

Charts, balances, and spending categories you read and interpret yourself.

Example“This month: $4,820 spent. Dining $640, up 12%.”
MAXG2

A diagnosis: what’s working, what isn’t, and the single move that would help most.

Example“Your spending is fine. The real drain is the 21.99% card — $2,340 a year in interest. Clear that first.”
The math
Budgeting & aggregation tools

Mirror your current balances and replay your past transactions.

Example“Net worth: $148,200 — up $3,100 this quarter.”
MAXG2

Computes forward — retirement adequacy, debt-payoff timelines, tax and required-distribution projections — from a tested engine, not an estimate.

Example“At this pace you reach 82% of your retirement target. Another $200/mo closes the gap.”
Your data & the incentives
Budgeting & aggregation tools

Often require linking every account, and earn through product recommendations, referrals, or your data.

Example“Connect your bank to continue.” “You may be pre-approved…”
MAXG2

You choose what to enter or upload — no bank logins required. Flat $15/month, zero commissions, never sold.

ExampleType it in or upload a statement. $15/month — no offers, nothing sold.
What you get

Six diagnostic capabilities.

Every feature serves the same purpose: a clearer, more honest answer about your finances.

Structural-vs-flexible diagnosis

Every finding is labeled fixed or changeable — so you know which gaps are worth your energy.

Highest-leverage move

One specific recommendation per diagnosis, with the exact dollar impact — not a list of fifteen things to try.

Quarterly reports

A written diagnosis every quarter, automatically — real numbers and what changed since last time.

Spending anomaly detection

One alert when your spending shifts materially — never weekly noise.

Debt payoff modeling

Avalanche or snowball, modeled against your actual balances and rates.

No conflicts of interest

No commissions, no product recommendations, no affiliate links — education, not investment advice.

How it works

From signup to diagnosis in minutes.

1
Create your account

Sign up with your email. Your data is encrypted from the first moment, and we never sell it.

2
Enter your financial picture

Income, expenses, assets, liabilities, and goals. About ten minutes — upload statements or enter manually.

3
Receive your diagnosis

Vital signs, structural vs. flexible breakdown, and your highest-leverage move — all from your actual numbers.

4
Re-diagnose when things change

Quarterly reports arrive automatically. Re-run a full diagnosis any time your situation shifts.

Why you can trust the numbers

Every figure is computed — never guessed.

The number on your screen is the whole product, so we treat it that way. Every figure, ratio, and projection comes from a deterministic engine running on the data you entered — not from an AI's estimate.

Computed from your data

Your numbers come from tested financial formulas, not a language model. The AI writes the plain-English explanation around a figure — it never invents the figure itself.

Built on current tax law

Federal brackets, deductions, contribution limits, and rules like required minimum distributions are modeled to current law — so projections reflect the rules that actually apply.

Honest about assumptions

Where a projection depends on an assumption — a growth rate, an inflation figure — it's shown to you and adjustable. The market returns you don't control are shown as exactly that: assumptions, never promises.

$15
Per month — flat, no tiers
$0
Commissions earned
100%
Of figures computed from your data
Encrypted
Your data, never sold

Get an honest answer about your finances.

Fifteen dollars a month. Quarterly diagnoses delivered automatically. Cancel any time — your last diagnosis is yours to keep.

Run my first diagnosis

MAXG2 provides financial organization and education only. It does not provide investment advice, recommend securities, or constitute professional financial guidance. MAXG2 is not registered as an investment adviser with the SEC or the Illinois Securities Department. Consult a licensed financial professional for investment decisions. All numerical figures shown to users are computed deterministically from user-provided data.